BT-84: Payment Account Identifier (IBAN)

The International Bank Account Number (IBAN) of the payee.

BT-84•Conditional Requirement•EN 16931-1 / XRechnung 3.0 / ZUGFeRD 2.3

Technical Specification

Requirement & Cardinality

0..1(Conditional)

Mandatory if payment method is credit transfer (BR-50)

Data Type

IBAN (Text, max. 34 characters)

Semantic data format according to European Standard EN 16931-1

XML Syntax Mappings

Exact field location in UBL and CII XML trees

UBL 2.1(XRechnung / Peppol BIS)

Invoice/cac:PaymentMeans/cac:PayeeFinancialAccount/cbc:ID

UN/CEFACT CII D16B(ZUGFeRD 2.3 / Factur-X)

rsm:CrossIndustryInvoice/rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:PayeePartyCreditorFinancialAccount/ram:IBANID

What does BT-84 mean?

BT-84 specifies the supplier’s IBAN. Mandated by rule BR-50 whenever credit transfer (58/30) is specified in BT-81.

XML Syntax & Code Example

OASIS UBL 2.1 (XRechnung)

<cac:PayeeFinancialAccount>
  <cbc:ID>DE89370400440532013000</cbc:ID>
  <cbc:Name>Muster GmbH Geschäftskonto</cbc:Name>
</cac:PayeeFinancialAccount>

Business Rules & Schematron Checks

BR-50

If Payment means is credit transfer, a Payment account identifier (BT-84) shall be present.

Check BT-84 in your invoice

Use the XML paths above to locate BT-84. A snippet illustrates this field; it is not a complete invoice. After correcting a value in the source application, export and check the entire file again.

Find rule violations in the validator Read invoice values in the viewer

Official specifications and rule sets

Requirements depend on the invoice profile and version. Consult the matching specification for mandatory fields, code lists and rules; Peppol-specific requirements do not automatically apply to every ZUGFeRD invoice.

BT-81

Payment Means Type Code

Code indicating the method of payment from UNTDID 4461 (e.g. 58 for SEPA credit transfer).

BT-83

Remittance Information / Payment Reference

The payment reference / remittance information to state on the bank transfer.

BT-86

Payment Service Provider Identifier (BIC)

The Business Identifier Code (BIC) of the financial institution.

Create compliant E-Invoices easily

Create XRechnung and ZUGFeRD invoices in Billance and check the exported file locally. Use this guide to understand BT-84 and review your invoice details before sending.

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